img-Real time funds confirmation and account status information are here!

Real time funds confirmation and account status information are here!

Processing ACH and eCheck transactions without real time funds verification or real time account status information is like driving a car with your eyes covered. The question is not whether your are going to get hit it's WHEN are you going to get hit. Don't be the next merchant to get hit, our revolutionary services allow you to know everything you need to know about your customers bank account before you take their payment.

"With NCMS’s verification tools embedded into our proprietary software it has proven to be very effective at lowering the number of returned payments and reducing bad debt. It is without hesitation that I refer my clients, colleagues and peers to NCMS."
Scott Merritt – President, Tribal Lending Solutions, LLC
  • Highlights

img-Real time funds confirmation

Real time funds confirmation

Confirming the amount of that check or ACH is in your customers account at that very moment

img-Negative database coverage

Negative database coverage

Multiple negative databases that alert you if that account has dishonored checks out in the market at this time.

img-Data delivery

Data delivery

Real-time and batch processing available

img-Real time account status information

Real time account status information

Find out if the account is open, closed, frozen, in a positive balance, negative balance and more.

img-Positive database coverage

Positive database coverage

Providing you valuable insight on the positive history of that account giving you the peace of mind you are dealing with a good paying customer.

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Cloud reporting

Real-time reports that provide you with up to the second data on all your customer payments.

img-Real time fraud information

Real time fraud information

Find out if that account has been tagged as a fraudulent account

img-Maintain and update your proprietary negative database

Maintain and update your proprietary negative database

Upload your own negative and positive payer data to further strengthen your current operations by having a single source verification system.

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Multiple response codes

Detailed response codes tell you the exact status on the checking account in question


What type of business are you?


Complete pricing transparency with no surprises. If you are currently processing with another provider we will beat your current deal by 10% or more.
  • 35¢-99¢ depending on service type
  • $14.95 a month
Call and start this week


You've done a great job growing your business the right way and now it's time to be rewarded.
  • 25¢-75¢ depending on service type
  • $14.95 a month
Reduce your cost today


Your volume and presence in the marketplace demand specialized pricing.
  • Cost + pricing on all billable items.
  • Call for a detailed analysis and quote.
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