Products and Services

ACH and Credit Card Processing Software

Just like our Virtual Terminal, our Windows-based Payment Processing Software allows you to easily initiate ACH, credit card, or debit card transactions whether they are single, recurring, or future-date transactions.  Also like our Virtual Terminal, with our Payment Processing Software, you can process payments received over the phone, convert checks received though the mail, enter payments received over a web site, and more. Transmit data via a modem or Internet connection.

Our ACH and Credit Card Processing Software differs from our Virtual Terminal in that you download the software to your computer, so the data is stored on your system, and you batch out payments instead of having the payments automatically processing behind the scenes through our servers.  Merchants who desire this type of processing generally do so because they like to create reports, review transactions, confirm data, and then transmit the data to our servers.  You might also desire this solution because you would rather have the data sitting on your servers instead of ours until the day it’s ready to be processed.

Special Features

With our ACH and Credit Card Processing Software, you can process debits (collect money from customers) or credits (distribute money to customers, for example, through Direct Deposit).  And you can set up multiple recurring payment schedules (weekly, semi-monthly, monthly, quarterly, semi-yearly, and yearly).

Our software is capable of supporting check imaging for converting checks received through the mail or in a face-to-face environment.  This solution supports multiple file types for importing payment data and offers customized fields for tracking customer account numbers, invoice numbers, etc.  It also supports multiple check readers, check imagers, and credit card readers and is networkable.

Our Payment Processing Software integrates with our Check Verification Services.  For items returned unpaid you control the auto-representment of these dishonored items: immediately, delayed a number of days, or on a specific day up to two times after the initial decline.

Through a complete suite of integrated real-time reports, reporting can be broken down by location, division, or region.  Online reports can be converted into multiple file formats:  CSV, Excel, RTF, HTML, PDF and more.

This solution supports multiple companies and multiple locations under ONE login.  Multiple employees can have password-privileged access to the system at no extra cost.

Training and Support

This is what sets NCMS apart from its competition. We pride ourselves on the training and support we provide our clients.  Once your solution has been approved, we’ll schedule a time with you to assist you in setting up your ACH & Credit Card Processing Software.  After the set-up, we provide detailed training on how to use it.  The support doesn’t stop there, however. Later if you have questions about a specific transaction or compliance issues or have new staff members you need trained, we’ll be there to assist you, all for no additional fee

Still Not Sure?

If you’re not sure which solution is the best one for your business or would like an online demonstration of how our software works, please fill out a Contact Request form, and an NCMS agent will contact you shortly.  Or for immediate assistance, please contact us toll free at 877.370.9645.